Community Lending Program
Southern California
Southern California
Presented by Franklin Direct
NMLS#237653
Franklin Loan Center Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act, 4131316. The following if for informational purposes only. Loan amount, Interest rate, monthly payment and terms/conditions are subject to change without notice REG-Z. Certain restrictions may apply based on current market conditions.
NMLS#237653
Franklin Loan Center Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act, 4131316. The following if for informational purposes only. Loan amount, Interest rate, monthly payment and terms/conditions are subject to change without notice REG-Z. Certain restrictions may apply based on current market conditions.
What is the community lending program?
Discounted Rates On Eligible Properties!
Thousands of Eligible Active Listings
(See Active Listings Section Below)
Lower Rates = More Purchasing Power
Discounts can be used with 2/1 Buy Down
(See below for details)
This Program will provide the lowest fixed Conventional rate on the market
Minimal Requirements:
620 Minimum Credit Score
Must Be Primary Residence
Property Must be In an Eligible Area
(Refer to Coverage Maps Below)
Call 949-392-5148 to Learn More and Schedule a Complimentary Purchase Consultation
Video Summary below
Click to play
Active ELIGIBLE listings
As of 11/03/23
Franklin Direct
111 Corporate Dr St 170
Ladera Ranch, CA 92694
949.392.5148
NMLS: 968831
2023 Funded Volume
$314M
About Us
Franklin Loan Center has been serving the mortgage needs of clients in Southern California since 1989. We have grown from a small, local mortgage banker into a thriving regional enterprise across Southern California. Expanding throughout Riverside and San Bernardino Counties and now into Los Angeles and San Diego, Franklin now provides clients with the means to purchase the homes they have always wanted spanning a large part of the state.
Our Reviews
My team and I take pride in the service we provide to our realtor partners & borrowers. We have a 5.0 star google review rating with over 100 reviews! Check out the last 3:
1 day ago
Sean N (73 reviews)
Justin and Christel did an outstanding job helping my family finance our new home. They helped us both get a great rate w/ and to make closing easy. We’re a military family w/ a VA loan - which they handled brilliantly. At each step they explained the process and Justin made himself available at all hours to walk us through our many questions. Well done and thank you to Franklin Direct.
Chanda b (13 reviews)
Justin was so personable, professional and did a great job of walking us through each step of the process. He was able to explain things happening in the market that made sense without over complicating it. He was also very easy to reach with any additional questions we had. I highly recommend Justin and the team at Ladera Ranch Franklin Direct!
Jennifer l (26 reviews)
Justin Walsh and his team are amazing and helped us land our first home - great communication throughout the entire process and helping us understand what was happening each step of the way! Thank you, Justin and team!
NMLS#237653
Franklin Loan Center Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act, 4131316. The following if for informational purposes only. Loan amount, Interest rate, monthly payment and terms/conditions are subject to change without notice REG-Z. Certain restrictions may apply based on current market conditions.